diff --git a/backend/app/routers/dashboard.py b/backend/app/routers/dashboard.py
index d10f990..a2af039 100644
--- a/backend/app/routers/dashboard.py
+++ b/backend/app/routers/dashboard.py
@@ -99,47 +99,69 @@ def _expense_groups(db: Session, user: User) -> list[CategoryGroup]:
     )
 
 
+def _units(groups: list[CategoryGroup], by_category: bool):
+    """Liefert je Anzeige-Einheit (name, farbe, [kategorie-ids]). Bei ``by_category``
+    ist jede Kategorie eine eigene Einheit, sonst jede Gruppe (Summe ihrer Kategorien)."""
+    for g in groups:
+        if by_category:
+            for c in g.categories:
+                if not c.is_archived:
+                    yield (c.name, c.color, [c.id])
+        else:
+            yield (g.name, g.color, [c.id for c in g.categories if not c.is_archived])
+
+
 @router.get("/budget-donut")
-def budget_donut(db: Session = Depends(get_db), user: User = Depends(get_current_user)) -> dict:
+def budget_donut(
+    group_by: str = Query(default="group"),
+    db: Session = Depends(get_db),
+    user: User = Depends(get_current_user),
+) -> dict:
     base = base_currency(db, user)
     label = _label(db, user)
     start, end = budget.period_bounds(label, _start_day(db, user))
     planned = budget.effective_planned(db, user, label)
     groups = _expense_groups(db, user)
+    by_category = group_by == "category"
 
-    segments = []
-    total = 0
-    for g in groups:
-        val = sum(planned.get(c.id, 0) for c in g.categories if not c.is_archived)
-        if val > 0:
-            segments.append({"name": g.name, "value": val, "color": g.color})
-            total += val
+    def collect(values: dict[int, int]):
+        segs, tot = [], 0
+        for name, color, ids in _units(groups, by_category):
+            val = sum(values.get(i, 0) for i in ids)
+            if val > 0:
+                segs.append({"name": name, "value": val, "color": color})
+                tot += val
+        return segs, tot
+
+    segments, total = collect(planned)
     mode = "planned"
     if total == 0:
-        actual = budget.actual_expense_by_category(db, user, start, end, base)
-        for g in groups:
-            val = sum(actual.get(c.id, 0) for c in g.categories if not c.is_archived)
-            if val > 0:
-                segments.append({"name": g.name, "value": val, "color": g.color})
-                total += val
+        segments, total = collect(budget.actual_expense_by_category(db, user, start, end, base))
         mode = "actual"
-    return {"segments": segments, "total": total, "currency": base, "mode": mode, "label": label}
+    return {"segments": segments, "total": total, "currency": base, "mode": mode,
+            "label": label, "group_by": "category" if by_category else "group"}
 
 
 @router.get("/budget-progress")
-def budget_progress(db: Session = Depends(get_db), user: User = Depends(get_current_user)) -> dict:
+def budget_progress(
+    group_by: str = Query(default="group"),
+    db: Session = Depends(get_db),
+    user: User = Depends(get_current_user),
+) -> dict:
     base = base_currency(db, user)
     label = _label(db, user)
     start, end = budget.period_bounds(label, _start_day(db, user))
     planned = budget.effective_planned(db, user, label)
     actual = budget.actual_expense_by_category(db, user, start, end, base)
+    by_category = group_by == "category"
     rows = []
-    for g in _expense_groups(db, user):
-        gp = sum(planned.get(c.id, 0) for c in g.categories if not c.is_archived)
-        ga = sum(actual.get(c.id, 0) for c in g.categories if not c.is_archived)
+    for name, color, ids in _units(_expense_groups(db, user), by_category):
+        gp = sum(planned.get(i, 0) for i in ids)
+        ga = sum(actual.get(i, 0) for i in ids)
         if gp > 0 or ga > 0:
-            rows.append({"name": g.name, "color": g.color, "planned": gp, "actual": ga, "over": ga > gp})
-    return {"rows": rows, "currency": base, "label": label}
+            rows.append({"name": name, "color": color, "planned": gp, "actual": ga, "over": ga > gp})
+    return {"rows": rows, "currency": base, "label": label,
+            "group_by": "category" if by_category else "group"}
 
 
 @router.get("/income-expense")
diff --git a/web/src/api.js b/web/src/api.js
index 3e965e4..28c780b 100644
--- a/web/src/api.js
+++ b/web/src/api.js
@@ -222,8 +222,8 @@ export const api = {
   dashboardLayout: () => request("/dashboard/layout"),
   saveDashboardLayout: (layout) => request("/dashboard/layout", { method: "PUT", body: layout }),
   resetDashboardLayout: () => request("/dashboard/layout", { method: "DELETE" }),
-  cardBudgetDonut: () => request("/dashboard/budget-donut"),
-  cardBudgetProgress: () => request("/dashboard/budget-progress"),
+  cardBudgetDonut: (groupBy) => request(`/dashboard/budget-donut${groupBy ? `?group_by=${groupBy}` : ""}`),
+  cardBudgetProgress: (groupBy) => request(`/dashboard/budget-progress${groupBy ? `?group_by=${groupBy}` : ""}`),
   cardIncomeExpense: () => request("/dashboard/income-expense"),
   cardBalances: () => request("/dashboard/balances"),
   cardNetWorth: (days) => request(`/dashboard/net-worth${days ? `?days=${days}` : ""}`),
diff --git a/web/src/dashboard/cards.jsx b/web/src/dashboard/cards.jsx
index a59d5e6..19697f4 100644
--- a/web/src/dashboard/cards.jsx
+++ b/web/src/dashboard/cards.jsx
@@ -4,7 +4,7 @@ import { api } from "../api";
 import { useSettings } from "../settings";
 import IconChip from "../components/IconChip";
 import Money from "../components/Money";
-import { formatMoney } from "../format";
+import { formatMoney, formatAmount } from "../format";
 import { tokenFarbe } from "./palette";
 import Donut from "./charts/Donut";
 import Line from "./charts/Line";
@@ -53,9 +53,10 @@ function AccountBalances() {
   );
 }
 
-function BudgetDonut() {
+function BudgetDonut({ props }) {
   const { t } = useTranslation();
-  const data = useData(() => api.cardBudgetDonut());
+  const groupBy = props?.group_by || "group";
+  const data = useData(() => api.cardBudgetDonut(groupBy));
   if (!data) return <Loading />;
   if (!data.segments?.length) return <div className="dash-empty muted">{t("cards.noBudget")}</div>;
   const label = data.mode === "planned" ? t("cards.planned") : t("cards.spent");
@@ -68,12 +69,17 @@ function NetWorth() {
   if (!data) return <Loading />;
   const labels = (data.labels || []).map(shortDate);
   const serien = [{ name: t("cards.assets"), color: tokenFarbe("--accent", "#3f51b5"), werte: data.values || [] }];
-  return <Line labels={labels} serien={serien} fmt={(v) => formatMoney(v, data.currency)} />;
+  return (
+    <Line labels={labels} serien={serien}
+          fmt={(v) => formatMoney(v, data.currency)}
+          achsenFmt={(v) => formatAmount(v, data.currency)} />
+  );
 }
 
-function BudgetProgress() {
+function BudgetProgress({ props }) {
   const { t } = useTranslation();
-  const data = useData(() => api.cardBudgetProgress());
+  const groupBy = props?.group_by || "group";
+  const data = useData(() => api.cardBudgetProgress(groupBy));
   if (!data) return <Loading />;
   if (!data.rows?.length) return <div className="dash-empty muted">{t("cards.noBudget")}</div>;
   return (
@@ -143,12 +149,22 @@ function RecentTransactions() {
   );
 }
 
-// Registry: Kartentyp -> { Titel-Schlüssel, Komponente, Standardgröße/Mindestgröße }.
+// Aufschlüsselungs-Option (Gruppen vs. Kategorien) – von Donut und Fortschritt geteilt.
+const AUFSCHLUESSELUNG = {
+  key: "group_by", labelKey: "cards.breakdown", def: "group",
+  choices: [
+    { v: "group", labelKey: "cards.byGroup" },
+    { v: "category", labelKey: "cards.byCategory" },
+  ],
+};
+
+// Registry: Kartentyp -> { Titel-Schlüssel, Komponente, Standardgröße/Mindestgröße,
+// optional `options` (im Anordnen-Modus einstellbare Karten-Optionen) }.
 export const KARTEN = {
   "account-balances": { titleKey: "cards.balances", Comp: AccountBalances, w: 4, h: 5, minW: 3, minH: 3 },
-  "budget-donut": { titleKey: "cards.budgetDonut", Comp: BudgetDonut, w: 4, h: 5, minW: 3, minH: 4 },
+  "budget-donut": { titleKey: "cards.budgetDonut", Comp: BudgetDonut, w: 4, h: 5, minW: 3, minH: 4, options: [AUFSCHLUESSELUNG] },
   "net-worth": { titleKey: "cards.netWorth", Comp: NetWorth, w: 8, h: 4, minW: 4, minH: 3 },
-  "budget-progress": { titleKey: "cards.budgetProgress", Comp: BudgetProgress, w: 4, h: 3, minW: 3, minH: 2 },
+  "budget-progress": { titleKey: "cards.budgetProgress", Comp: BudgetProgress, w: 4, h: 3, minW: 3, minH: 2, options: [AUFSCHLUESSELUNG] },
   "income-expense": { titleKey: "cards.incomeExpense", Comp: IncomeExpense, w: 4, h: 2, minW: 2, minH: 2 },
   "recent-transactions": { titleKey: "cards.recent", Comp: RecentTransactions, w: 4, h: 4, minW: 3, minH: 3 },
 };
diff --git a/web/src/dashboard/charts/Donut.jsx b/web/src/dashboard/charts/Donut.jsx
index 235acc5..3ba12a9 100644
--- a/web/src/dashboard/charts/Donut.jsx
+++ b/web/src/dashboard/charts/Donut.jsx
@@ -26,6 +26,11 @@ export default function Donut({ segmente = [], gesamtLabel = "gesamt", fmt = (v)
   });
   const gezeigt = aktiv ?? null;
 
+  // Mittelbetrag an die Stringlänge anpassen, damit ein 4-stelliger Betrag
+  // (z. B. „CHF 3'865.00") nicht in den Ring läuft.
+  const zentralText = fmt(gezeigt ? gezeigt.value : summe);
+  const wertGroesse = Math.max(11, Math.min(20, Math.floor(190 / Math.max(zentralText.length, 1))));
+
   return (
     <div className="chart-donut">
       <svg viewBox={`0 0 ${groesse} ${groesse}`} className="donut-svg" role="img"
@@ -40,8 +45,9 @@ export default function Donut({ segmente = [], gesamtLabel = "gesamt", fmt = (v)
               onMouseEnter={() => setAktiv(b)} onMouseLeave={() => setAktiv(null)} />
           ))}
         </g>
-        <text x={mitte} y={mitte - 4} textAnchor="middle" className="donut-value">
-          {fmt(gezeigt ? gezeigt.value : summe)}
+        <text x={mitte} y={mitte - 4} textAnchor="middle" className="donut-value"
+          style={{ fontSize: wertGroesse }}>
+          {zentralText}
         </text>
         <text x={mitte} y={mitte + 14} textAnchor="middle" className="donut-label">
           {gezeigt ? gezeigt.name : gesamtLabel}
diff --git a/web/src/dashboard/charts/Line.jsx b/web/src/dashboard/charts/Line.jsx
index 33d6924..49a9158 100644
--- a/web/src/dashboard/charts/Line.jsx
+++ b/web/src/dashboard/charts/Line.jsx
@@ -5,7 +5,8 @@ import useGroesse from "./useGroesse";
 // Liniendiagramm über die Zeit.
 // labels: ["01.07.", …]  serien: [{ name, color, werte: number[] }]
 // fmt: Werteformatierer.
-export default function Line({ labels = [], serien = [], fmt = (v) => String(v) }) {
+export default function Line({ labels = [], serien = [], fmt = (v) => String(v), achsenFmt }) {
+  const yFmt = achsenFmt || fmt; // Achsen-Ticks dürfen schmaler sein (ohne Währungssymbol)
   const wirt = useRef(null);
   const plot = useRef(null);
   const { breite, hoehe } = useGroesse(plot);
@@ -18,7 +19,7 @@ export default function Line({ labels = [], serien = [], fmt = (v) => String(v)
     return <div className="chart-line" ref={wirt}><div className="empty">Keine Daten vorhanden.</div></div>;
   }
 
-  const rand = { oben: 12, rechts: 12, unten: 24, links: 52 };
+  const rand = { oben: 12, rechts: 12, unten: 24, links: 58 };
   const w = Math.max(breite, 240);
   const h = Math.max(hoehe, 120);
   const flaecheB = Math.max(w - rand.links - rand.rechts, 10);
@@ -71,7 +72,7 @@ export default function Line({ labels = [], serien = [], fmt = (v) => String(v)
           {gitter.map((g) => (
             <g key={g.wert}>
               <line x1={rand.links} x2={w - rand.rechts} y1={g.y} y2={g.y} stroke={gitterFarbe} strokeWidth="1" />
-              <text x={rand.links - 8} y={g.y + 4} textAnchor="end" fontSize="11" fill={textFarbe}>{fmt(g.wert)}</text>
+              <text x={rand.links - 8} y={g.y + 4} textAnchor="end" fontSize="11" fill={textFarbe}>{yFmt(g.wert)}</text>
             </g>
           ))}
           {achse.map(({ l, i }) => (
diff --git a/web/src/finance.css b/web/src/finance.css
index bd8dc66..4b6eb68 100644
--- a/web/src/finance.css
+++ b/web/src/finance.css
@@ -420,6 +420,32 @@ tr.budget-total-row td {
   background: var(--surface-2);
 }
 
+/* Karten-Optionen im Anordnen-Modus (z. B. Gruppen vs. Kategorien). */
+.dash-config-bar {
+  display: flex;
+  flex-wrap: wrap;
+  gap: var(--sp-3);
+  padding-bottom: var(--sp-2);
+  margin-bottom: var(--sp-2);
+  border-bottom: 1px solid var(--border);
+}
+.dash-config-opt {
+  display: flex;
+  flex-direction: column;
+  align-items: stretch;
+  gap: 4px;
+  min-width: 0;
+  flex: 1 1 140px;
+}
+.seg.sm {
+  margin-bottom: 0;
+  width: 100%;
+}
+.seg.sm .seg-btn {
+  padding: 4px 9px;
+  font-size: 0.78rem;
+}
+
 .dash-grid {
   position: relative;
 }
diff --git a/web/src/locales/de.json b/web/src/locales/de.json
index b8a6b5d..1f43410 100644
--- a/web/src/locales/de.json
+++ b/web/src/locales/de.json
@@ -122,7 +122,10 @@
     "income": "Einnahmen",
     "expense": "Ausgaben",
     "net": "Saldo",
-    "noBudget": "Noch kein Budget für diesen Monat."
+    "noBudget": "Noch kein Budget für diesen Monat.",
+    "breakdown": "Aufschlüsselung",
+    "byGroup": "Gruppen",
+    "byCategory": "Kategorien"
   },
   "server": {
     "unreachable": "Server nicht erreichbar.",
diff --git a/web/src/locales/en.json b/web/src/locales/en.json
index 821909b..6137a17 100644
--- a/web/src/locales/en.json
+++ b/web/src/locales/en.json
@@ -122,7 +122,10 @@
     "income": "Income",
     "expense": "Expenses",
     "net": "Balance",
-    "noBudget": "No budget for this month yet."
+    "noBudget": "No budget for this month yet.",
+    "breakdown": "Breakdown",
+    "byGroup": "Groups",
+    "byCategory": "Categories"
   },
   "server": {
     "unreachable": "Server unreachable.",
diff --git a/web/src/pages/Dashboard.jsx b/web/src/pages/Dashboard.jsx
index 19d9a77..d64f98b 100644
--- a/web/src/pages/Dashboard.jsx
+++ b/web/src/pages/Dashboard.jsx
@@ -43,12 +43,19 @@ export default function Dashboard() {
   async function persist(next) {
     setItems(next);
     try {
-      await api.saveDashboardLayout(next.map((it) => ({ i: it.i, type: it.type, x: it.x, y: it.y, w: it.w, h: it.h })));
+      await api.saveDashboardLayout(next.map((it) => ({
+        i: it.i, type: it.type, x: it.x, y: it.y, w: it.w, h: it.h, props: it.props,
+      })));
     } catch (e) {
       toast(e.message, "error");
     }
   }
 
+  // Eine Karten-Option (z. B. Aufschlüsselung Gruppen/Kategorien) setzen + sichern.
+  function setCardProp(i, key, value) {
+    persist(items.map((it) => (it.i === i ? { ...it, props: { ...(it.props || {}), [key]: value } } : it)));
+  }
+
   function addCard(type) {
     const def = KARTEN[type];
     const maxY = items.reduce((m, it) => Math.max(m, it.y + it.h), 0);
@@ -140,7 +147,30 @@ export default function Dashboard() {
                     </button>
                   )}
                 </div>
-                <div className="dash-card-body">{def ? createElement(def.Comp) : null}</div>
+                <div className="dash-card-body">
+                  {edit && def?.options?.length > 0 && (
+                    <div className="dash-config-bar">
+                      {def.options.map((opt) => {
+                        const cur = it.props?.[opt.key] ?? opt.def;
+                        return (
+                          <div key={opt.key} className="dash-config-opt">
+                            <span className="muted small">{t(opt.labelKey)}</span>
+                            <div className="seg sm">
+                              {opt.choices.map((ch) => (
+                                <button key={ch.v} type="button"
+                                        className={`seg-btn${cur === ch.v ? " active" : ""}`}
+                                        onClick={() => setCardProp(it.i, opt.key, ch.v)}>
+                                  {t(ch.labelKey)}
+                                </button>
+                              ))}
+                            </div>
+                          </div>
+                        );
+                      })}
+                    </div>
+                  )}
+                  {def ? createElement(def.Comp, { key: JSON.stringify(it.props || {}), props: it.props }) : null}
+                </div>
               </div>
             );
           })}