feat: Regeln (Betrag/Transfer/Konto-Texte) + Münz-Icon + pastellgrünes Theme

Regeln:
- Schlagwörter mit optionaler Betragsbedingung (z. B. „SV = 5.00 → Restaurant");
  Betrags-Regeln gewinnen vor betragslosen
- Transfer-Schlagwörter (Text → Transfer) auf der Konten-Seite
- Konto-Identifikator-Art „Text": erkennt das Zielkonto eines Transfers aus dem
  Buchungstext (längster passender Text gewinnt)
- Migration 0007, Endpunkte, Tests (Betrag/Transfer/Konflikt), gesamt 30 grün

Optik:
- App-Icon: Münzhaufen (aus Nutzer-SVG) weiß auf grünem Grund, klein gehalten
- Farbschema auf pastelliges Grün (Akzent hell/dunkel + Favicon)

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

backend/app/models.py

@@ -66,6 +66,7 @@ class IdentifierKind(str, enum.Enum):
     iban = "iban"
     account_no = "account_no"
     card_no = "card_no"
+    text = "text"  # freier Erkennungs-Text im Buchungstext (Zielkonto bei Transfers)
 
 
 class CategoryKind(str, enum.Enum):
@@ -491,6 +492,10 @@ class CategorizationRule(Base):
     category_id: Mapped[int | None] = mapped_column(
         ForeignKey("categories.id", ondelete="CASCADE"), nullable=True
     )
+    # Optionale Zusatzbedingung: Regel greift nur bei genau diesem (absoluten) Betrag.
+    amount_cents: Mapped[int | None] = mapped_column(Integer, nullable=True)
+    # Wenn True: passende Buchung wird zum Transfer (category_id bleibt leer).
+    is_transfer: Mapped[bool] = mapped_column(Boolean, nullable=False, default=False)
     source: Mapped[RuleSource] = mapped_column(_enum(RuleSource), nullable=False, default=RuleSource.learned)
     priority: Mapped[int] = mapped_column(Integer, nullable=False, default=0)
     hits: Mapped[int] = mapped_column(Integer, nullable=False, default=0)

backend/app/routers/accounts.py

@@ -7,16 +7,21 @@ from sqlalchemy.orm import Session
 
 from ..database import get_db
 from ..deps import get_current_user, get_owned
-from ..models import Account, AccountIdentifier, User
+from ..models import Account, AccountIdentifier, IdentifierKind, User
 from ..schemas import AccountCreate, AccountIdentifierOut, AccountOut, AccountUpdate
 from ..services import balances
+from ..services.csv_import import normalize_text
 from .settings import BASE_CURRENCY_KEY, get_user_setting
 
 router = APIRouter(prefix="/accounts", tags=["accounts"])
 
 
-def normalize_identifier(value: str) -> str:
-    """Vereinheitlicht IBAN/Nummer für den Abgleich: Großbuchstaben, nur alphanumerisch."""
+def normalize_identifier(value: str, kind: IdentifierKind) -> str:
+    """Vereinheitlicht einen Identifikator für den Abgleich. IBAN/Nummer:
+    Großbuchstaben, nur alphanumerisch. Freier Text: klein, getrimmt (für die
+    Zielkonto-Erkennung im Buchungstext)."""
+    if kind == IdentifierKind.text:
+        return normalize_text(value)
     return "".join(ch for ch in value.upper() if ch.isalnum())
 
 
@@ -49,7 +54,7 @@ def _set_identifiers(acc: Account, items) -> None:
     acc.identifiers.clear()
     seen: set[tuple[str, str]] = set()
     for it in items:
-        norm = normalize_identifier(it.value)
+        norm = normalize_identifier(it.value, it.kind)
         key = (it.kind.value, norm)
         if not norm or key in seen:
             continue

backend/app/routers/categories.py

@@ -20,6 +20,8 @@ from ..schemas import (
     KeywordCreate,
     KeywordOut,
     KeywordUpdate,
+    TransferKeywordCreate,
+    TransferKeywordOut,
 )
 from ..services.csv_import import normalize_text
 
@@ -168,7 +170,7 @@ def delete_category(
 
 
 def _keyword_out(rule: CategorizationRule) -> KeywordOut:
-    return KeywordOut(id=rule.id, category_id=rule.category_id, word=rule.pattern)
+    return KeywordOut(id=rule.id, category_id=rule.category_id, word=rule.pattern, amount_cents=rule.amount_cents)
 
 
 def _owned_manual_rule(db: Session, rule_id: int, user: User) -> CategorizationRule:
@@ -178,6 +180,30 @@ def _owned_manual_rule(db: Session, rule_id: int, user: User) -> CategorizationR
     return rule
 
 
+def _conflict(db: Session, clash: CategorizationRule) -> HTTPException:
+    """Klare Meldung, wenn ein Schlagwort schon woanders (Kategorie/Transfer) hängt."""
+    if clash.is_transfer:
+        wo = "als Transfer-Regel"
+    else:
+        cat = db.get(Category, clash.category_id)
+        wo = f"der Kategorie „{cat.name if cat else '?'}“"
+    return HTTPException(
+        status_code=status.HTTP_409_CONFLICT,
+        detail=f"Schlagwort ist bereits {wo} zugeordnet.",
+    )
+
+
+def _find_any_rule(db: Session, user: User, pattern: str, exclude_id: int | None = None):
+    q = db.query(CategorizationRule).filter(
+        CategorizationRule.owner_id == user.id,
+        CategorizationRule.match_field == MatchField.any,
+        CategorizationRule.pattern == pattern,
+    )
+    if exclude_id is not None:
+        q = q.filter(CategorizationRule.id != exclude_id)
+    return q.first()
+
+
 @router.get("/keywords/flagged", response_model=list[FlaggedKeywordOut])
 def list_flagged_keywords(db: Session = Depends(get_db), user: User = Depends(get_current_user)):
     """Manuelle Schlagwörter, die auffällig oft wegkorrigiert werden."""
@@ -196,7 +222,8 @@ def list_flagged_keywords(db: Session = Depends(get_db), user: User = Depends(ge
     names = {c.id: c.name for c in db.query(Category).filter(Category.owner_id == user.id)}
     return [
         FlaggedKeywordOut(
-            id=r.id, category_id=r.category_id, category_name=names.get(r.category_id, "?"),
+            id=r.id, category_id=r.category_id,
+            category_name="→ Transfer" if r.is_transfer else names.get(r.category_id, "?"),
             word=r.pattern, applied_count=r.applied_count, overridden_count=r.overridden_count,
         )
         for r in rules
@@ -225,27 +252,16 @@ def update_keyword(
     if not pattern:
         raise HTTPException(status_code=status.HTTP_400_BAD_REQUEST, detail="Leeres Schlagwort")
     if pattern != rule.pattern:
-        clash = (
-            db.query(CategorizationRule)
-            .filter(
-                CategorizationRule.owner_id == user.id,
-                CategorizationRule.match_field == MatchField.any,
-                CategorizationRule.pattern == pattern,
-                CategorizationRule.id != rule.id,
-            )
-            .first()
-        )
+        clash = _find_any_rule(db, user, pattern, exclude_id=rule.id)
         if clash is not None:
-            other = db.get(Category, clash.category_id)
-            other_name = other.name if other else "?"
-            raise HTTPException(
-                status_code=status.HTTP_409_CONFLICT,
-                detail=f"Schlagwort ist bereits der Kategorie „{other_name}“ zugeordnet.",
-            )
+            raise _conflict(db, clash)
         rule.pattern = pattern
         rule.applied_count = 0
         rule.overridden_count = 0
         rule.confirmed = False
+    # Betrag nur ändern, wenn mitgeschickt (leere Inline-Wortänderung darf ihn nicht löschen).
+    if "amount_cents" in payload.model_fields_set:
+        rule.amount_cents = payload.amount_cents
     db.commit()
     db.refresh(rule)
     return _keyword_out(rule)
@@ -285,29 +301,62 @@ def add_keyword(
     pattern = normalize_text(payload.word)[:255]
     if not pattern:
         raise HTTPException(status_code=status.HTTP_400_BAD_REQUEST, detail="Leeres Schlagwort")
-    existing = (
-        db.query(CategorizationRule)
-        .filter(
-            CategorizationRule.owner_id == user.id,
-            CategorizationRule.match_field == MatchField.any,
-            CategorizationRule.pattern == pattern,
-        )
-        .first()
-    )
+    existing = _find_any_rule(db, user, pattern)
     if existing is not None:
-        if existing.category_id == cat.id:
-            return _keyword_out(existing)  # schon vorhanden – unverändert zurück
-        other = db.get(Category, existing.category_id)
-        other_name = other.name if other else "?"
-        raise HTTPException(
-            status_code=status.HTTP_409_CONFLICT,
-            detail=f"Schlagwort ist bereits der Kategorie „{other_name}“ zugeordnet.",
-        )
+        if not existing.is_transfer and existing.category_id == cat.id and existing.amount_cents == payload.amount_cents:
+            return _keyword_out(existing)  # schon identisch vorhanden – unverändert zurück
+        raise _conflict(db, existing)
     rule = CategorizationRule(
         owner_id=user.id, match_field=MatchField.any, pattern=pattern,
-        category_id=cat.id, source=RuleSource.manual, priority=10,
+        category_id=cat.id, amount_cents=payload.amount_cents,
+        source=RuleSource.manual, priority=10,
     )
     db.add(rule)
     db.commit()
     db.refresh(rule)
     return _keyword_out(rule)
+
+
+# --- Transfer-Schlagwörter (Text -> Transfer, Zielkonto aus Konto-Texten) ------
+
+
+def _transfer_keyword_out(rule: CategorizationRule) -> TransferKeywordOut:
+    return TransferKeywordOut(id=rule.id, word=rule.pattern, amount_cents=rule.amount_cents)
+
+
+@router.get("/transfer-keywords", response_model=list[TransferKeywordOut])
+def list_transfer_keywords(db: Session = Depends(get_db), user: User = Depends(get_current_user)):
+    rules = (
+        db.query(CategorizationRule)
+        .filter(
+            CategorizationRule.owner_id == user.id,
+            CategorizationRule.source == RuleSource.manual,
+            CategorizationRule.is_transfer.is_(True),
+        )
+        .order_by(CategorizationRule.pattern)
+        .all()
+    )
+    return [_transfer_keyword_out(r) for r in rules]
+
+
+@router.post("/transfer-keywords", response_model=TransferKeywordOut, status_code=status.HTTP_201_CREATED)
+def add_transfer_keyword(
+    payload: TransferKeywordCreate, db: Session = Depends(get_db), user: User = Depends(get_current_user)
+):
+    pattern = normalize_text(payload.word)[:255]
+    if not pattern:
+        raise HTTPException(status_code=status.HTTP_400_BAD_REQUEST, detail="Leeres Schlagwort")
+    existing = _find_any_rule(db, user, pattern)
+    if existing is not None:
+        if existing.is_transfer and existing.amount_cents == payload.amount_cents:
+            return _transfer_keyword_out(existing)
+        raise _conflict(db, existing)
+    rule = CategorizationRule(
+        owner_id=user.id, match_field=MatchField.any, pattern=pattern,
+        category_id=None, amount_cents=payload.amount_cents, is_transfer=True,
+        source=RuleSource.manual, priority=10,
+    )
+    db.add(rule)
+    db.commit()
+    db.refresh(rule)
+    return _transfer_keyword_out(rule)

backend/app/schemas.py

@@ -352,21 +352,35 @@ class ImportCommitIn(BaseModel):
 
 class KeywordCreate(BaseModel):
     word: str = Field(min_length=1, max_length=255)
+    amount_cents: int | None = Field(default=None, gt=0)
 
 
 class KeywordUpdate(BaseModel):
     word: str = Field(min_length=1, max_length=255)
+    amount_cents: int | None = Field(default=None, gt=0)
 
 
 class KeywordOut(BaseModel):
     id: int
     category_id: int
     word: str
+    amount_cents: int | None = None
+
+
+class TransferKeywordCreate(BaseModel):
+    word: str = Field(min_length=1, max_length=255)
+    amount_cents: int | None = Field(default=None, gt=0)
+
+
+class TransferKeywordOut(BaseModel):
+    id: int
+    word: str
+    amount_cents: int | None = None
 
 
 class FlaggedKeywordOut(BaseModel):
     id: int
-    category_id: int
+    category_id: int | None = None
     category_name: str
     word: str
     applied_count: int

backend/app/services/csv_import.py

@@ -19,6 +19,7 @@ from ..models import (
     CategorizationRule,
     Category,
     CategoryKind,
+    IdentifierKind,
     ImportBatch,
     ImportStatus,
     ImportTemplate,
@@ -146,9 +147,10 @@ def import_hash(account_id: int, d: date | None, amount_cents: int | None, payee
 
 
 def _rule_sort_key(rule: CategorizationRule) -> tuple:
-    """Reihenfolge der Regelanwendung: längstes Schlagwort zuerst, dann manuelle
-    vor gelernten, dann höhere Priorität/mehr Treffer."""
+    """Reihenfolge der Regelanwendung: Betrags-Regeln (spezifischer) zuerst, dann
+    längstes Schlagwort, dann manuelle vor gelernten, dann Priorität/Treffer."""
     return (
+        1 if rule.amount_cents is not None else 0,
         len(rule.pattern or ""),
         1 if rule.source == RuleSource.manual else 0,
         rule.priority,
@@ -156,32 +158,55 @@ def _rule_sort_key(rule: CategorizationRule) -> tuple:
     )
 
 
-def _apply_rules(
+def _pattern_hit(rule: CategorizationRule, p: str, z: str) -> bool:
+    if rule.match_field == MatchField.payee:
+        return rule.pattern in p
+    if rule.match_field == MatchField.purpose:
+        return rule.pattern in z
+    return rule.pattern in p or rule.pattern in z  # any: Empfänger ODER Zweck
+
+
+def _match_rule(
     rules: list[CategorizationRule],
     payee: str,
     purpose: str,
+    amount: int | None,
     allowed_kind: CategoryKind | None,
     cat_kind: dict[int, CategoryKind],
-) -> tuple[int | None, int | None]:
-    """Erste passende Regel -> (category_id, rule_id). Nur Kategorien, deren Art
-    (Einnahme/Ausgabe) zur Buchung passt, damit ein Ausgabe-Schlagwort keine
-    Einnahme falsch einordnet."""
+) -> CategorizationRule | None:
+    """Erste passende Regel (Muster + optionale Betragsbedingung). Kategorie-Regeln
+    greifen nur, wenn die Kategorie-Art (Einnahme/Ausgabe) zur Buchung passt;
+    Transfer-Regeln kennen keine Art."""
     p = normalize_text(payee)
     z = normalize_text(purpose)
-    for rule in rules:  # bereits sortiert (längstes/​manuell zuerst)
-        if not rule.pattern or not rule.category_id:
+    absamt = abs(amount) if amount is not None else None
+    for rule in rules:  # bereits sortiert (Betrag/längstes/manuell zuerst)
+        if not rule.pattern:
+            continue
+        if rule.amount_cents is not None and (absamt is None or absamt != rule.amount_cents):
+            continue
+        if rule.is_transfer:
+            if _pattern_hit(rule, p, z):
+                return rule
+            continue
+        if not rule.category_id:
             continue
         if allowed_kind is not None and cat_kind.get(rule.category_id) != allowed_kind:
             continue
-        if rule.match_field == MatchField.payee:
-            hit = rule.pattern in p
-        elif rule.match_field == MatchField.purpose:
-            hit = rule.pattern in z
-        else:  # any: Empfänger ODER Zweck
-            hit = rule.pattern in p or rule.pattern in z
-        if hit:
-            return rule.category_id, rule.id
-    return None, None
+        if _pattern_hit(rule, p, z):
+            return rule
+    return None
+
+
+def _guess_target_account(text_idents: list[tuple[str, int]], payee: str, purpose: str, source_id: int) -> int | None:
+    """Zielkonto eines Transfers aus dem Buchungstext raten: längster passender
+    Erkennungs-Text je Konto gewinnt."""
+    hay = f"{normalize_text(payee)} {normalize_text(purpose)}"
+    best: tuple[int, int] | None = None  # (Länge, Konto-ID)
+    for val, acc_id in text_idents:
+        if val and acc_id != source_id and val in hay and (best is None or len(val) > best[0]):
+            best = (len(val), acc_id)
+    return best[1] if best else None
 
 
 def parse_file_to_candidates(data: bytes, template: ImportTemplate) -> list[dict]:
@@ -223,13 +248,17 @@ def detect_rows(db: Session, user: User, account: Account, candidates: list[dict
     """Reichert Kandidaten an: Typ, Auto-Kategorie, interner Transfer, Duplikat.
 
     Wird von CSV- UND Beleg-Import genutzt (gleiche Prüf-/Buchungslogik)."""
-    idents: dict[str, int] = {}
-    for value_norm, acc_id in (
-        db.query(AccountIdentifier.value_norm, AccountIdentifier.account_id)
+    idents: dict[str, int] = {}          # IBAN/Nummer -> Konto (für Transfer via IBAN)
+    text_idents: list[tuple[str, int]] = []  # freie Erkennungs-Texte -> Konto
+    for value_norm, acc_id, kind in (
+        db.query(AccountIdentifier.value_norm, AccountIdentifier.account_id, AccountIdentifier.kind)
         .join(Account, Account.id == AccountIdentifier.account_id)
         .filter(Account.owner_id == user.id)
     ):
-        idents[value_norm] = acc_id
+        if kind == IdentifierKind.text:
+            text_idents.append((value_norm, acc_id))
+        else:
+            idents[value_norm] = acc_id
 
     rules = db.query(CategorizationRule).filter(CategorizationRule.owner_id == user.id).all()
     rules.sort(key=_rule_sort_key, reverse=True)  # längstes/​manuell zuerst
@@ -266,9 +295,14 @@ def detect_rows(db: Session, user: User, account: Account, candidates: list[dict
             to_account_id = other
         else:
             kind = CategoryKind.expense if ttype == "expense" else CategoryKind.income
-            category_id, matched_rule_id = _apply_rules(
-                rules, payee or "", purpose or "", kind, cat_kind
-            )
+            rule = _match_rule(rules, payee or "", purpose or "", amount, kind, cat_kind)
+            if rule is not None:
+                matched_rule_id = rule.id
+                if rule.is_transfer:
+                    ttype = "transfer"
+                    to_account_id = _guess_target_account(text_idents, payee or "", purpose or "", account.id)
+                else:
+                    category_id = rule.category_id
 
         h = import_hash(account.id, d, amount, payee)
         is_dup = h in existing or h in seen

backend/migrations/versions/0007_rule_amount_transfer.py

@@ -0,0 +1,30 @@
+"""Regeln: optionale Betragsbedingung + Transfer-Regeln.
+
+Erlaubt Schlagwörter mit fester Betragsbedingung (z. B. „SV = 5.00 → Restaurant")
+und Transfer-Regeln (Text → Transfer). Konto-Identifikatoren erlauben zusätzlich
+die Art ``text`` (freier Erkennungs-Text) – das ist ein reiner Enum-Wert (VARCHAR),
+daher ohne Schemaänderung.
+
+Revision ID: 0007
+Revises: 0006
+Create Date: 2026-08-19
+"""
+from alembic import op
+import sqlalchemy as sa
+
+revision = "0007"
+down_revision = "0006"
+branch_labels = None
+depends_on = None
+
+
+def upgrade() -> None:
+    with op.batch_alter_table("categorization_rules") as batch:
+        batch.add_column(sa.Column("amount_cents", sa.Integer(), nullable=True))
+        batch.add_column(sa.Column("is_transfer", sa.Boolean(), nullable=False, server_default=sa.text("0")))
+
+
+def downgrade() -> None:
+    with op.batch_alter_table("categorization_rules") as batch:
+        batch.drop_column("is_transfer")
+        batch.drop_column("amount_cents")

backend/tests/test_keywords.py

@@ -148,6 +148,52 @@ def test_below_threshold_not_flagged(admin):
     assert kw["id"] not in [f["id"] for f in admin.get("/api/categories/keywords/flagged").json()]
 
 
+def test_amount_condition_rule(admin):
+    giro = _account(admin, name="Giro Amt")
+    a, _ = _expense_cats(admin, 2)
+    # „sv" nur bei genau 5.00 -> Kategorie a
+    r = admin.post(f"/api/categories/{a['id']}/keywords", json={"word": "sv", "amount_cents": 500})
+    assert r.status_code == 201, r.text
+    assert r.json()["amount_cents"] == 500
+
+    csv = (
+        "Datum;Betrag;Empfaenger;Zweck\n"
+        "01.03.2026;-5,00;SV Restaurant;Mittag\n"    # 5.00 -> a
+        "02.03.2026;-8,00;SV Restaurant;Produkt\n"   # anderer Betrag -> keine Regel
+    )
+    rows = _preview_csv(admin, giro["id"], csv, COLMAP)
+    assert rows[0]["category_id"] == a["id"]
+    assert rows[1]["category_id"] is None
+
+
+def test_transfer_rule_and_target_guess(admin):
+    giro = _account(admin, name="Giro TR")
+    spar = _account(admin, name="Sparkonto TR", type="sparkonto",
+                    identifiers=[{"kind": "text", "value": "Sparen"}])
+    assert any(i["kind"] == "text" for i in spar["identifiers"])
+
+    r = admin.post("/api/categories/transfer-keywords", json={"word": "uebertrag"})
+    assert r.status_code == 201, r.text
+
+    csv = (
+        "Datum;Betrag;Empfaenger;Zweck\n"
+        "01.03.2026;-100,00;Max;Uebertrag Sparen\n"       # -> Transfer, Ziel = Sparkonto
+        "02.03.2026;-50,00;Max;Uebertrag woandershin\n"   # -> Transfer, kein Ziel erkannt
+    )
+    rows = _preview_csv(admin, giro["id"], csv, COLMAP)
+    assert rows[0]["type"] == "transfer"
+    assert rows[0]["to_account_id"] == spar["id"]
+    assert rows[1]["type"] == "transfer"
+    assert rows[1]["to_account_id"] is None
+
+
+def test_transfer_keyword_conflicts_with_category_keyword(admin):
+    a, _ = _expense_cats(admin, 2)
+    admin.post(f"/api/categories/{a['id']}/keywords", json={"word": "doppelwort"})
+    # gleiches Wort als Transfer-Regel -> Konflikt
+    assert admin.post("/api/categories/transfer-keywords", json={"word": "doppelwort"}).status_code == 409
+
+
 def test_no_retroactive_apply(admin):
     giro = _account(admin, name="Giro Retro")
     a, _ = _expense_cats(admin, 2)